Table 1 Variable Definitions

Variables Definitions Measures
Dependent variables
PUR Whether purchase a new policy within 3 years after travel Yes=1, No=0
PUR.INTERVAL The interval from the end of the travel to the time spent on the new purchase Count by month
Independent variables
TRA.AGENT Whether customers traveled with their sales agents Yes=1, No=0
PUR.AMOUNT.FIRST The policy amount of customers’ first contract (base e logarithms) The actual amount (base e logarithms)
PUR.PAST Whether the customer added a policy in the past year (one year before participating in the package travel). Yes=1, No=0
Control variables
DES Travel destinationDomestic travel (Shandong/Panjin/Xian)Foreign travel (South Korea/Vietnam/Russia) Domestic travel=0,Foreign travel=1
AGE Customers’ age Actual age
GENDER Gender of the customers Male=0,Female=1
AGENT.CLASS Class of the agents General agent=1,Manager=2,Executive=3